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    Most Commutative Rings Have Maximal Subrings

    It is shown that if R is a ring with unit element which is not algebraic over the prime subring of R, then R has a maximal subring. It is shown that whenever R ⊆ T are rings such that there exists a maximal subring V of T, which is integrally closed in T and U(R) ⊈ V, then R has a maximal subring. In particular, it is proved that if R is algebraic over ℤ and there exists a natural number n > 1 with n ∈ U(R), then R has a maximal subring. It is shown that if R is an infinite direct product of certain fields, then the maximal ideals M for which RM (R/M) has maximal subrings are characterized. It is observed that if R is a ring, then either R has a maximal subring or it must be a Hilbert ring. In particular, every reduced ring R with |R|>220 or J(R) ≠ 0 has a maximal subring. Finally, the semi-local rings having maximal subrings are fully characterized.